morenicano/ledger

LEDGER is a state-of-the-art, sovereign-first financial operating system designed for individuals and households who demand total data ownership without sacrificing the power of AI-driven intelligence. Built on a serverless, domain-driven modular architecture, LEDGER ensures that your financial history is immutable, private, and always under your control.

🚀 Features

🧠 Liquidity Intelligence (AI) - Predictive Forecasting: Advanced cash-flow modeling that projects your balances 6 months into the future based on historical burn rates. Intelligent Categorization: Automatic transaction analysis for precise budget allocation. Burn Rate Analysis: Real-time monitoring of daily and weekly spending velocity. Net Worth Snapshots: Forensic historical tracking of your total liquid and illiquid assets.

☁️ Cloud Sovereignty (Multi-Cloud) - Zero-Storage Philosophy: LEDGER does not host your sensitive financial data. All state is stored in your personal, encrypted cloud containers. Tri-Cloud Redundancy: Seamless integration with Google Drive, Dropbox, and Microsoft OneDrive. Portable Sovereignty: One-click Master Exports in portable JSON format for total data mobility. Atomic Restoration: Rapid disaster recovery protocol for ingesting historical ledger backups.

🛡️ Forensic Security & Identity - Biometric Passkeys: Passwordless, phishing-resistant FIDO2/WebAuthn authentication. Multi-Provider OAuth: Secure sign-in via *** and Google. Forensic Audit Trails: Every administrative action, login, and state change is ***graphically logged in the Audit Vault. Identity Mirroring: Secure "God Mode" impersonation for administrative troubleshooting with full forensic logging.

🏠 Household & Social Engineering - Multi-Household Isolation: Create and manage multiple distinct financial entities (Home, Business, Side-Hustle) under a single identity. Secure Shared Balances: Track "Who owes what" with precision within a household without exposing private transaction details. Envelope Budgeting: Digital envelope system for disciplined capital allocation. Savings Buckets: Goal-oriented savings tracking with target dates and target amounts.

⚙️ Platform Infrastructure - PWA (Progressive Web App): High-performance, offline-capable mobile experience with native app feel. PCC (Platform Control Center): Centralized "God Mode" dashboard for system-wide configuration, feature flagging, and user provisioning. Docker-First Distribution: Official containerized builds for one-click deployment on private hardware (NAS, Home Server, VPS). Self-Healing Schema: Automatic database provisioning and integrity verification via API middleware.